Health, Wealth, Relationships, and Time

Every person has distinct areas, or categories, in which they plan, structure, and/or organize their life around.

Whether it’s an achievement goal, or a responsibility to manage, My theory is it will, in essence, be in the one of these four areas:

  1. Health
  2. Wealth
  3. Relationships
  4. Time

In fact, your life can be formulated, as follows:

L = H x W x R x T

Life Theory Formula


Health is defined as: “the state of being free from illness or injury.” In fact, it has its origins in the idea of being “whole.”

I think we all would agree that health is a desired state of being. But what about the entire you? What about the invisible you? The spiritual you? How about your intellect? I believe these are important aspects of health to be improved.

My focus on health is becoming a complete person. The person who God has purposed me to become. Experiencing my full potential, through His grace.

To do that, I look at health in four specific areas:

  1. Physical Health
  2. Emotional Health
  3. Mental Health
  4. Spiritual Health

To clarify, this is not merely another self help model; it’s actually a model for worship. Dedicating one’s entire self to to service and and glory of God. Let me explain.

Jesus, addressing the question of eternal life, quotes what’s known as the Shema.

“You shall love the Lord your God with all your heart and with all your soul and with all your strength and with all your mind…”

Luke 10:27a ESV

Why is this important? Because God want ALL of me to love Him. So I look at my entire, whole self, and optimize it for God’s glory; not mine. This is key!


This is concerning my body’s health. Am I eating good things? Am I exercising daily? Do I have healthy hygiene practices?


This is concerning my mood, or attitude. Am I in control of my feelings, or do they control me? Am I optimistic? Am I grateful? Do I forgive well?


This is concerning my ability to think and understand. Am I able to think critically and cogently? Am I learning something new everyday? Can I process ideas quickly and creatively?


This is who I actually am. I am a spirit who possess a soul and occupies a body. It’s my Spirit that is in desperate need of regeneration by the Holy Spirit, in order to serve God.

That said, am I demonstrating reborn characteristics? Am I seeking Jesus’ will? Am I connected in prayer and fasting? Am I a servant? Am I feeding from God’s Word?


Wealth is defined as “an abundance of valuable possessions or money; well-being; prosperity.” Interesting enough, it finds its origin in well and weal, which is to mean, “what’s good, better, or best for someone/something.”

But let take poetic license and relate it to a well. A well is a constructed source of water. Water is necessary for life. A well has ability to consistently provides for the one who dug the well, and all those who have access to it. When you go to a well, you have an expectation of being sustained. When someone is in need of water, you can draw from the well, and sustain them.

That’s what wealth is like. Its a well that provides and sustains you. It’s constructed with much labor and planning. But once it’s in place, you can count on it. And many around you are blessed because of it.

Whoever brings blessing will be enriched, and one who waters will himself be watered.

Proverbs 11:25 ESV

Here are four keys principles to wealth building.

  1. Income
  2. Budgeting
  3. Investing
  4. Giving


This is all about making money. Simple. Ethical. Necessary. How can you create enough value, that someone will exchange their money for your product/services? Have you made investments, or built business(s) that are paying you passively?


This is about keeping your hard earn money. Saving. Do you account for everything you are spending? Do you spend less than you make? Are you saving that money for a purpose? Are you staying out of debt?


This is all about taking the money you saved, and putting it to work. Multiply. Are you someone who wants to buy/sell businesses? Stocks and bonds? Do you invest in a mutual fund? How about 401(k)? Own any real estate?


This is all about generosity. Blessing. Are you faithful in giving your first fruits (tithes)? Do you give towards needs? To you give towards the needy? Are you a source of financial stability for charities? Do you help your family with sincere needs?


Relationship are defined as “the way in which two or more concepts, objects, or people are connected, or the state of being connected.” Though this can be a variety of connotations, I want to focus on love. Specifically, the love of God.

Remember Jesus talking about loving God with your entire self? The verse actually has more to say.

“…and your neighbor as yourself.”

Luke 10:27b ESV

Part of loving God is loving others. Because it is love that creates and keeps connections. For instance, my wife and I are happily connected. Why? Love. Everything boils down to love.

But love is appropriate. It matches the relationship. For instance, it’s appropriate for me to kiss my wife and buy her flowers. But if I did that to a customer at work, that would not be appropriate.

Love isn’t just a feeling. But rather it is an action. On that note, love becomes an action when it is expressed. Through words, gifts, or deeds. And like anything else. If it doesn’t get scheduled; it doesn’t get done. Relationships must be managed.

Here’s my breakdown on relationships:

  1. Family
  2. Church
  3. Business
  4. Ministry


The most important relationship I have to to my family. Depending on your season of life, this can be different. If you’re single, its your parents, siblings, grandparents, etc. If you’re married, its your wife, children (if applicable), parents, siblings, grandparents, etc.


Being in The Body of Christ should be lived in the context of local church community. Unity and Witness comes from us loving and serving “one another.” Pastor Rick Warren reminds us that these are the people we will spend with in eternity. Might as well get to know them now.


These are all the people you encounter on your journey to provide and build wealth. This may be partners, employers, employees, coworkers, customers, venders, etc.

We should be known for conducting business respectfully and with integrity. Keeping all our promises to the best of our ability. And treating everyone with grace and dignity.


These are people you are distinctly, and perhaps uniquely ministering to. A lost soul, a new disciple, a people group, the needy, etc. These are people who are served in the Name of the Lord Jesus.

This could also include those of the other relationship categories. For instance, it may be a family member, or a coworker, or a church member that you are ministering to. The intention is leading to Christ and building up in Christ.


Time is defined as “the indefinite continued progress of existence and events in the past, present, and future regarded as a whole.” It finds its origin in a word derived from “tide.”

In case you aren’t familiar, tides are

“the are the rise and fall of sea levels caused by the combined effects of the gravitational forces exerted by the Moon, and the Sun, and the rotation of the Earth.”


Interesting enough, it was Day 4 of Creation that God established these “lights” to mark seasons, days, and years (Gen 1:14).

So why is this important?

“For everything there is a season, and a time for every matter under heaven:”

Ecclesiastes 3:1 ESV

Time is constant and it is always fleeing. It’s in rhythm and revealing of God’s divine plan. Our job is to simple be aware of time and use it to the best of our ability to serve God.

I manage time in the following ways.

  1. Daily
  2. Seasonally
  3. Quarterly
  4. Eternally


There are 24 hours in a day. I try to live each day to its entirety. I’ve got to sleep at least 6-8 hours. That leaves be 16-18 hours to live. I mean really live.

So it’s my focus to max out every second of everyday, achieving, behaving, and managing all the God has for me to be and do.


This isn’t necessarily about solstice & equinox (spring, fall, summer, winter). Though they do play a part. I’m talking about identify your season of life and living in that season fully. Are you a child? An adult? Are you married? With kids? Empty Nesters? Grandparents? How about spiritual seasons? Are you on the mountain, or in the valley?

The point is to live appropriately in the season. Don’t try to fit things in a season that don’t belong. Be aware of your time, and be patient.


Business is measured in four 13 weeks known as quarters. They use these cycles to measure progress of their goals. What can you achieve in 13 weeks? What will you measure daily for 91 days? How will you feel about the results?

The concept here is to use Tom to force you into making progress. Any goal without a timeline is not a goal. It’s a wish. Time constraints force you to Take appropriate action towards your desired


The Bible tells us we will live somewhere for eternity. The where is determined by who/what we believe in this life. Will I trust Jesus? Will I serve Him by loving people well and sharing His Gospel with others? What purpose am I looking to fulfill?

The discipline here is to keep heavenly perspective. This life is “but a vapor” (James 4:14). No matter what happens here on earth, I must keep eternity in mind.

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